Technical Risk Underwriters (TRU) is a specialty underwriter of insurance products for complex property and construction risks. Brokers rely on TRU to provide market-leading service and expertise for aligning policy-coverage and customized loss-control programs with each client's unique exposures.
TRU engineers and construction experts leverage cutting-edge underwriting technology and unique data sources to provide responsive solutions to complex coverage requests for risks in the Course of Construction including: $200M per-risk capacity including $80M for single fire-site wood-frame, DIC's and Deductible Buy-Downs, All-Risk Primaries and Quota Share structures. TRU's appetite extends to projects of all sizes and scope. Backed by A.M. Best currently rated "A" (Excellent) insurers, TRU has the capability to offer policy terms of up to 60 months for superior construction projects, and up to 36 months for wood frame projects. Coverage capabilities include: Named Windstorm, Earth Movement (including sprinkler leakage), Flood in conjunction with Named Windstorm or Earth Movement, and a broad form including Soft Costs and Extra Expense.
TRU also offers a wide array of products for Catastrophe-exposed property. Backed by A.M. Best currently rated "A" (Excellent) insurers, TRU's appetite includes: Earthquake Difference-in-Conditions and Deductible Buydowns, Flood Difference-in-Conditions and Deductible Buydowns, and Named Windstorm Deductible Buydowns.
TRU is part of Ryan Specialty Group, a global organization formed in 2010 by industry leader, Patrick G. Ryan, consisting of wholesale brokerage, underwriting managers, a Lloyd's specialty insurer and other specialty insurance services to agents, brokers and insurance carriers.
For more information on how TRU can help with your complex property or construction risks, call us today at (512) 591-TRU5.
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